Bad Credit Auto Financing Hadley, MA

Country Nissan Car Credit Connection

We Work With Everyone Regardless of Current Credit Status


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Do you have poor credit? You NEED to Read This

  • Poor Credit happens
  • Bankruptcy happens
  • Divorce happens
  • Repossessions happen
  • Late payments happen


With years of experience and connections at a large number of local and national lenders, Country Nissan CAN help you buy a car. We have over 40 lenders to work with to get you the best and lowest available rates. Submit your application by CLICKING HERE and we will provide you with our expert advice and options to get your the best auto loan available.

Bad Credit Financing Solutions in Hadley, MA

Country Nissan is equipped to help customers with all types of credit scores. Regardless of your current situation, we can assist you in securing an auto loan fit for your needs. If you are from Northampton, Amherst, South Hadley, Chicopee, or the surrounding areas and you are worried about less than perfect credit, Country Nissan is here to help.

While many dealerships in Greenfield, Easthampton, Holyoke and Chicopee claim they guarantee financing, they often leave out that they only guarantee those with excellent credit. There are many people without excellent credit scores in Massachusetts, New Hampshire, and Vermont and we are here to assist them and get them into a new vehicle.

Country Nissan works with a variety of local banks, credit unions, and lenders, as well as national lenders in order to find the very best financing solutions for our customers.

Frequently Asked Questions About Buy A Car With Bad Credit

What if I've filed bankruptcy or had a vehicle repossessed in the past?

We have helped countless customers in Western Mass who have been in the same situation, it is more common than you may realize. We have a large network of lenders, and many of them are suited for customers who have bankruptcies or repossessions on their credit report.

Can I qualify for a loan with no credit history?

Everyone has to start somewhere. No credit doesn't mean bad credit. At times it may be easier to qualify for an auto loan if you have no credit vs. bad credit. Country Nissan helps customers with no credit get into vehicles every day and will be happy to assist you in getting a car with affordable payments.

Will I need to provide a down payment.

It will depend on the vehicle you are looking to purchase, but we can provide you with multiple options. Down payments will help make your monthly payment lower, and it can also help lower your APR because you are then in turn borrowing less. If you don't want to provide a down payment, we can still get you approved for financing with no money down. Our team of financial specialists will be able to explain all options so you can make the best choice for your needs.

Will a car loan improve my credit?

If you have a poor credit score, improving it should be your goal, but it can take time. Once you have a new car loan, your score will start to improve over time as you make on time payments. If you take out too many new credit accounts at once, it could be detrimental to your score so keep that in mind after your secure your new car loan so you can continue to work on raising your score.

Will my rates be higher due to my poor credit score?

This is possible. Unfortunately, an individual with low credit scores often has to pay higher rates because of the risk of the loan for the lender. However, Country Nissan has a big network and strong relationships with our lenders and we can work to negotiate the very best APR available on your behalf. Your finance rate could be lower than you initially expected.

How do I apply for a car loan?

Fill our the pre-approval application HERE if you are ready to get started with purchasing a new vehicle. If you have any questions before you apply about your particular credit situation, available financing or leasing options, please contact us and we will go over your unique situation. We look forward to working with you and getting you approved!