When applying for an auto loan, your credit score plays a significant role in determining loan approval and interest rates. A lower score may result in higher interest rates, but that doesn’t mean you’re out of options.

Some lenders, including those we work with at Country Nissan, specialize in bad credit auto loans, offering you the chance to finance a reliable vehicle while rebuilding your credit.

At Country Nissan, we have established relationships with a wide range of banks, credit unions, and alternative lenders. This allows us to offer flexible financing solutions tailored to your needs.

Even if you’ve been turned down elsewhere, our network of trusted lenders increases your chances of securing an auto loan. Our finance center works tirelessly to negotiate the best possible rates and terms, so you can drive away in a reliable vehicle without the stress of financial uncertainty.

Country Nissan makes car financing easy and stress-free. To see what kind of loan you may qualify for, we recommend getting pre-approved online. This process will help you understand your potential monthly payments and loan terms before stepping into our dealership.

Use Our Online Tools:

• Pre-Approval Application: Get an idea of your financing options before visiting our dealership.
• Payment Calculator: Experiment with loan terms, down payments, and interest rates to find a payment plan that works for you.

When financing a Nissan with bad credit, making strategic financial decisions can improve your terms and overall experience. Here’s what you can do:

• Make a Larger Down Payment: A bigger upfront payment reduces the loan amount, which can lower your interest rate.
• Trade In Your Current Vehicle: If you have a vehicle to trade, use its value toward your new Nissan to minimize financing costs.
• Choose a Shorter Loan Term: While monthly payments may be higher, shorter terms reduce the amount of interest paid over time.